|| Every person is accountable for his sins, and unless he has personally accepted Jesus Christ as his savior, he will go to Hell and be punished for those sins.
|| Personal acceptance of Jesus Christ is essential for a person to have his sins forgiven. If a person is seeking (living up to the light that he has) God will then send a Christian to him.
|| Same as view 2, except if there are no Christians available, God will send the gospel message to the seeker via a "supernatural" method (i.e. an angel or a voice from Heaven, etc.).
|| If a person "lives up to the light he has," God will allow him into Heaven. Personal acceptance of Jesus Christ is not essential for the person who has never heard the gospel.
|| Every person who has not heard the gospel will be allowed into Heaven. Personal acceptance of Jesus Christ is not essential for the person who has never heard the gospel.